Ron Sheffer, an attorney with law offices located in Paducah, Lexington, Louisville, and Henderson, Kentucky, filed for bankruptcy in June 2003. He listed assets of $1 million and liabilities of $16.6 million. Sheffer ran into financial trouble when he borrowed money against projected income. In an effort to satisfy creditors and a federal bankruptcy trustee, a proposed settlement has been agreed on, waiting approval from the U.S. Bankruptcy Judge. "If approved, Ohio Valley Bank would receive $80,000 and Franklin Bank & Trust Co. almost $115,000 from Sheffer's settlement. His wife, Anne, and son, Tom, would pay $200,000 that would be split among the remaining creditors." The full article will be available on the Web for a limited time: http://www.kentucky.com/mld/kentucky/news/state/14914969.htm Pam